By Candy Clarke
Years ago, my 14-year-old daughter, Katherine, approached me for a loan. She had been babysitting and saving her money, but she still needed more. We agreed to the terms of the loan and then, I asked if I might know the reason. She announced that I had always told her if she had an idea not to give up on it. Whereupon she proceeded to tell me what her idea was and why she wanted a loan.
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