One of the most devastating aspects of the economic crisis that began gripping the country in 2007 was the effect it had on the housing market.
While Kentucky did not experience the widespread declines felt mainly by states along the coasts, we were far from unscathed. According to the state’s Administrative Office of the Courts, there have been more than 80,000 foreclosures over the last five years, and tens of thousands more households are just getting by or are “underwater,” meaning their mortgage is more than their home is now worth.
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