Today's Opinions

I look forward to Thursday mornings. This is the day I baby-sit my daughter’s two youngest children while she takes the three older girls to a home-schooling co-op at their church. For five hours I watch over Burt, age four and a half, and Mary, two. This is fun and interesting.

A little less than a year from now, our state will celebrate the 20th anniversary of the Kentucky Education Reform Act, widely considered to be one of the most important laws ever adopted by the General Assembly.

The legislation filled more than 900 pages, and within them were about 30 distinct ideas that, like the inner workings of a clock, depended on each other for reform to work.

It was a bold step at the time, but an array of national studies since then has repeatedly shown that our students have made significant strides in less than a generation.

In these challenging times, it is more important than ever to understand and monitor our family budgets and personal finances.  Americans are facing a lot of uncertainty these days, so it is vital to educate yourself on the best ways to save and protect your finances for the future.  Since April is Financial Literacy Month, I wanted to share some tools that will help individuals and families better manage personal finances, assist those who may be having trouble with mortgage, and protect against identity theft and scammers.